| Account Type | Annual Percentage Yield | Rate |
| 91 DAY Certificate | 0.50% | 0.499% |
| 182 Day Certificate | 1.20% | 1.193% |
| 12 Month Certificate | 1.35% | 1.341% |
| 18 Month Certificate | 1.50% | 1.489% |
| 30 Month Certificate | 1.70% | 1.686% |
| 48 Month Certificate | 2.15% | 2.127% |
| 96 Month Certificate | 3.00% | 2.956% |
*********************I.R.A. ACCOUNTS *********************
| Account Type | Annual Percentage Yield | Rate |
| 182 Day (type 52) |
1.20% |
1.193% |
|
18 Month Fixed Rate (type 54) |
1.50% |
1.489% |
|
18 Month Variable (type 53) |
1.50% |
1.489% |
|
30 Month (type 56) |
1.70% |
1.686% |
|
60 Month (type 55) |
2.50% |
2.469% |
* All rates are subject to change without notice
Following information which may be helpful for you in comparing and understanding our “Deposits Rate Sheets”
a. Various opening balances required are:
NOW account : $100.00
Christmas Club : $10.00.
Passbook Savings : $50.00
b. The minimum balance to open an MMDA, IRA, or CD is $1,000.00
c. Fees may reduce earnings on the account
d. A penalty may be assessed for early withdrawal
Many more terms and conditions can be found through the “Disclosure links” below. Please visit these areas if you need further assistance. We recommend that you call one of our Branch locations Manager and speak with them about your personal financial issues.
Branch Locations and Phone Numbers
Information and interactive calculators are made available to you as self-help tools for your independent use. They are not intended to provide precise investment advice. We cannot guarantee their accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Terms & Conditions of Your Account | Truth in Savings Disclosures | Electronic Fund Transfer | Notice of Negative Information

