CDs and I.R.A.s

*Rates effective as of 11/01/2016.

Certificates of Deposit

Account Type

Annual

Percentage

Yield

Rate

91 DAY Certificate

0.10%

0.100%

182 Day Certificate

0.25%

0.250%

12 Month Certificate

0.40%

0.399%

18 Month Certificate

0.50%

0.499%

30 Month Certificate

0.70%

0.698%

48 Month Certificate

1.25%

1.242%

96 Month Certificate

2.00%

1.981%

I.R.A. Accounts

Account Type

Annual

Percentage

Yield

Rate

182 Day

0.25%

0.250%

18 Month Fixed

0.50%

0.499%

18 Month Variable

0.50%

0.499%

30 Month Fixed

0.70%

0.698%

60 Month Fixed

1.50%

1.489%

Deposits Rate Sheets

The following information may be helpful for you in comparing and understanding our “Deposits Rate Sheets”

  1. Various opening balances required are:
    1. NOW account : $100.00
    2. Christmas Club : $10.00
    3. Passbook Savings : $50.00
  2. The minimum balance to open an MMDA, IRA, or CD is $1,000.00
  3. Fees may reduce earnings on the account
  4. A penalty may be assessed for early withdrawal

Many more terms and conditions can be found through the “Disclosure links” below. Please visit these areas if you need further assistance. We recommend that you call one of our Branch locations Manager and speak with them about your personal financial issues.

* All rates are subject to change without notice

Disclosures

Branch Locations and Phone Numbers

Visit out Location and Hours page for all of our contact information, directions to our locations, and our hours of operation.